Looking for tips related to financial planning and investment management?
5 Retirement Traps to Avoid
No matter where you are starting from, the road to retirement will include twists and turns. Everyone's path to retirement is different. But in our experience, we've come across a few common traps that folks fall into when thinking about and planning for retirement....
What to Focus on When the Stock Market Drops
In this week's video, Tom discusses the rocky start to 2022 for stocks. While stocks are down, he offers some things to consider. Are you going to need this money in the next year, two or three? Are you flipping out over a 10% stock market dip? Stock market drops are...
It’s Normal For the Stock Market to go Down
The stock market has gotten off to a bumpy start in 2022. In this week's video, Casey shares some statistics about what's been happening underneath the hood of the stock market. As well as providing some historical context about market drops. We understand if you are...
Financial Planning Tips for 2022 (Part One)
In this week's podcast, Tom, Brendan and Casey discuss financial planning tips and best practices to start your year off on the right foot. They talk about how to review your financials from 2021, tax planning, cash flow management strategies and much more! We're...
How to Mentally Prepare for Retirement
Reaching retirement can feel like crossing the finish line at the end of a 30-, 40- or even 50-year-long marathon. Retirees are so used to running the race that when they get to the finish line, it can take a while to adjust. There is much to look forward to in...
What Will Your Retirement Be Like?
We've seen a record number of people leaving their jobs lately and many of them are retiring early. The financial implications of early retirement are massive. It's important to know if you will you be retiring completely? Or are you taking time to reconsider your...
Don’t Get Sucked Into Stock Market Predictions
The beginning of a new year always lends itself for stock market pundits to make predictions about what the coming year will bring. Know this, stock market predictions are for entertainment purposes only. The S&P will end up here! The Nasdaq will do what? You...
Is the Stock Market Being Held Up By 5 Stocks?
Recent headlines have claimed that the stock market is being "propped up" by just a handful of the largest companies. In this week's podcast, Tom, Brendan and Casey discuss what this type of market means for investors. While driving home the point that it is normal to...
A Better Way to Measure Inflation
In this week's video, Tom explains how inflation is measured. And why it might be better to measure it in multi-year stretches of time instead of month-over-month or year-over-year. The Federal Reserve's target for inflation is 2%. The readings lately have been high,...
4 Questions for Retirement Planning
Many people lately have been electing retirement before they expected to. This growing trend is referred to as “The Great Resignation”. The trend, influenced by the COVID-19 pandemic, has made a lot of folks reconsider their plans for the future. People no longer want...
The Latest on Interest Rates and the Federal Reserve
There have been a lot of economic questions lately, specifically whether or not the Federal Reserve will raise interest rates. We got some clarity this week on their plan of action. With so much emphasis on this meeting and the economy as a whole, Tom, Brendan and...
Performance Chasing in the Stock Market
Performance chasing in the stock market is difficult to avoid because it's human nature. When an area of the market performs well, more investors pour money into it. The latest example of performance chasing comes from ARK. In this week's video, Casey discusses a...
Which Debt Repayment Strategy is Right for You?
Paying off debt is a major financial accomplishment, but doing so will require having patience, and of course, a debt repayment plan. Most people have to take on some kind of debt to pay for things like college, a home purchase and buying a car. These things are...
What You Should Expect from Capital Gains Distributions
Mutual fund investors should be on the lookout for capital gains distributions in their accounts before the end of the year. Capital gains distributions will only affect your tax situation if you own them in certain accounts. Tune it to this week's video to see how we...
Is the 4% Rule Right for Your Retirement?
In this week's podcast, Casey and Brendan further their discussion on retirement withdrawal strategies. They discuss a recent piece of research that indicates the 4% rule for retirement might be out of date. Tune in to find out how stock market valuations affect...
2022 Contribution Limit Changes
If you save money for retirement, it’s important to know what the contribution limits are for your specific plan or account. Financial planning should start with the basics. You need to know how much you can contribute in order to figure out how much you should...
Withdrawing Money For Retirement
In this week's podcast, Brendan and Casey discuss retirement withdrawal strategies. They highlight the different levers that can be pulled. And how making adjustments to spending can have a larger impact on "success rates" than portfolio changes. This podcast drives...
What’s Your Investment Objective?
In this week's video, Casey discusses how "making as much money as possible" is not an appropriate investment objective. When the investment objective is unclear it can often lead to a mismatched amount of risk taking. Which is never a recipe for success. Through our...
Your Charitable Gifting Guide
Charitable gifting is donating wealth to a non-profit organization. The gift can be made as cash or other assets (appreciated stock). The purpose of charitable gifting is to help the organization of your choice. But, also, it can make sense from a tax perspective for...
Should You Move in Retirement?
In this week's podcast, Tom, Brendan and Casey discuss why a move in retirement is not a silver bullet that fixes high cost of living. What lifestyle your investments have to support is THE BIGGEST factor in the retirement equation. Moving in retirement is about more...
