I apologize for my absence yesterday.  Our website was undergoing some maintenance.  I hope everyone had a wonderful weekend, whether you celebrate Christmas or not!  Hopefully the new year will bring happiness to everyone reading this, and hopefully the Dow will hit 20,000 soon so people can stop talking about it.

Here’s what I’ve been reading this morning:

‘Modern Finance is (Still) a Rip-Off’ – Cullen Roche – Pragmatic Capitalism

‘The 2016 Financial Market Awards’ – Ben Carlson – A Wealth Of Common Sense

‘Time Is All You Have’ – Michael Batnick – The Irrelevant Investor

‘My Core Investment Values’ – Peter Lazaroff

‘Positive Unintended Consequences’ – Lawrence Hamtil – Fortune Financial

ENJOY!

tim