Looking for tips related to financial planning and investment management?
Claiming Spousal Social Security Benefits
Almost everyone knows they'll receive social security in retirement. But many people don't realize that their spouse may qualify for spousal social security benefits as well! Social security is a big piece of the retirement puzzle. When should you claim? How do you...
Making Sense of the Latest Move in Interest Rates
[skipto time="3:21"]Skip to 3:21 in the player [/skipto] Topic 2 Interest rates have an impact on just about every part of our financial lives. And when they move up as quickly as they have in 2022, it causes some major changes. In this week's podcast, Tom,...
Watch This if You’re Under 50 and Saving For Retirement
In this week's video Tom talks about saving for retirement with a runway of 10+ years. He discusses the dynamics of buying more shares with each dollar you save and how that base works to your benefit on the way back up. We know it's unsettling to see losses in your...
Don’t Expect Investment Returns to Make up for Underfunded Goals
Whether it is pension funds, or individuals saving for retirement, the message remains the same, investment returns cannot make up for a savings shortfall. In this week's podcast, Tom, Tim, Brendan and Casey discuss the near forced liquidation of some pension funds in...
Investing Mistakes Can Happen When You Seek Safety
The biggest risk when investing for retirement isn't stock market volatility. It's being too safe with your long-term money. In this week's video, Tom talks about how mistakes can happens when folks want short-term certainty with their long-term dollars. Tom walks...
The Best Investors Share These Traits
The best investors throughout history have all shared some common traits. You won't be able to implement the exact strategies as Buffett or Graham. But what you can do is implement their behaviors and beliefs into your own personal investing strategy. There is a...
The Latest on the Economy, Interest Rates and the Stock Market
The state of the economy continues to make headlines here in 2022. So in this week's podcast, Tom, Brendan and Casey discuss what is actually happening in the economy. They share their thoughts on the latest moves by the Federal Reserve and breakdown what they are...
How Does Inflation Historically Impact Stock Market Returns?
In this week's video Casey puts the historical stock market performance during rising and falling inflation periods into perspective for 2022 investors. Everyone wants to know, when is inflation going to peak? When is it going to go back down again? Casey explains why...
The 3 Stages of Retirement
One of the most common misconceptions about retirement is that it is a single continuous event. You tell your boss, or whoever you need to, that you do not plan on working anymore and you're off into this new stage of life called retirement. Maybe there is a little...
The Role of Bonds in Your Portfolio
Bonds have been having an outlier year due to rising interest rates so far here in 2022. But has it changed the overall dynamic of stocks and bonds in a portfolio? Brendan, Tim and Casey discuss why bond investors are bailing out, where bond returns come from and...
Should you Trust Retirement Calculators?
In this week's video, Casey talks about the assumptions retirement calculators make and how they might not apply to everyone. There are certain assumptions that have to be made when planning for retirement, but what happens when life changes? Or when those...
How to Use an HSA, a Health Savings Account
If you want an efficient way to save for future medical bills, look no further than an HSA, a health savings account. We always talk about our buckets approach. The idea is you mentally (or physically) separate your money into buckets, depending on what they will be...
Is it Better to Invest Through Recessions or to Avoid Them?
A common misconception amongst investors is that investment returns would be better if they could somehow avoid recessions. But is that actually true? In this week's podcast, Brendan and Casey settle this debate once and for all. They share historical...
Where Should You Put Short-term Money?
In this week's video, Casey discusses different ideas for where to put your short-term money. We get asked all the time, "I've got this money at the bank earning nothing. What should I do with it?". There are always trade-offs being made when you put your dollars...
Watch What Investors Do, Not What They Say
In this week's podcast, Tim and Brendan begin by discussing how investors reacted to the Fed's comments last week. The conversation turns into a discussion about who is actually making changes to their retirement investments this year. The guys wind up shining...
When Do You Want The Best Investment Returns?
Everyone wants good investment returns all the time. But if you had to choose, would you want them early on or later down the road? Casey answers this question and more in this week's video. He uses the answer to this question, along with another example, to prove...
What Happens If You Die Without a Will?
If you die without a will, the laws of whatever state you lived (or owned property) in will dictate how your estate gets distributed. If last week's blog post didn't give you reason enough to create and regularly update your will, maybe this week will do the trick!...
What Can I Expect My Investments to Earn?
We are often asked "what can I expect my investments to earn if I work with you?". While it is an important question, there is no easy answer. In this week's podcast, Tom, Brendan, Tim AND Casey weigh in on the best way to set investment performance...
Don’t Worry About Social Security
"It's not going to be around when I need it" "I'm putting all this money in and probably won't see a nickel of it in 15 years" In this week's video, Tom addresses these worries and discusses how social security is a crucial part of retirement income planning and why...
8 Reasons Why Making a Will is a Good Idea
What Is a Will? A will, or a Last Will and Testament, is a legal document that outlines your intention for the distribution of your assets after your death. It is an integral part of a comprehensive estate plan and helps your loved ones avoid legal and financial...
