Tom and Brendan talk about some issues that arise from investing in age-based funds. Big companies like Vanguard, T. Rowe Price, and Fidelity market these funds as an easy way to save up for things like retirement and college. We have some issues with the way that they market and invest your money in these plans. In this video Tom and Brendan look specifically at two T. Rowe Price age-based funds. The fund looks like it would be pretty good initially, however it does not live up to its promise to become conservative over time. Some of these age-based funds offered by T. Rowe Price still have as much as half of their money invested in stocks when the fund is due to expire. We find this to be a little bit too risky for our taste at Mullooly Asset Management. You will also learn what stocks you actually own after investing in these age-based plans. Make sure to watch this informational video and learn what the problem is with age-based funds.