What Happens When Your Advisor Retires? What happens when your advisor retires? It's a question almost nobody asks (usually) until it's happening. About a third of all U.S. financial advisors plan to retire within the next decade. More than a quarter aren't even sure...
The Dow Jones 1976 vs. Today: What Survived? The Dow Jones 1976 - on July 4, 1976, the 30 companies making up the Dow Jones Industrial Average were considered the biggest, most permanent-seeming names across the fruited plain. Fifty years later, twenty-nine of them...
A Roth 401k Tax Surprise? What we mean when we say "Roth 401k tax surprise," is that contributing to a Roth 401(k) at work COULD create unexpected taxable income, through the employer match. While employee making Roth 401k contributions knows their contributions are...
What Is A Sinking Fund? The sinking fund: the simple way to plan for expenses you know are coming. In this video, we cover what is a sinking fund. And how is it different from an emergency fund? We give examples of sinking funds such as budgeting for office items,...
It's Not Luck. It's Planning. "It's not luck, it's planning" has been the line this firm has run on for 24 years. Tom came up with it back in 2002 — and he's spent every year since watching it prove true. From the outside, a lot of financial outcomes look like luck. -...
Should You Be Managing Your Own Money in Retirement? DIY: managing your own money in retirement works until it doesn't. Here's why that's usually worth a second look. Takeaways: - As retirement nears, the money decisions pile up fast — and many are ones you've never...
Does New Jersey Tax a Qualified Charitable Distribution? A qualified charitable distribution can provide valuable federal tax benefits. But the state tax treatment of a qualified charitable distribution is not always the same. In this (Part II), we explain why a...
5 Facts About QCD Qualified Charitable Distributions Qualified Charitable Distributions (QCD): A Tax-Smart Way to Give From Your IRA After 70½ If you're age 70½ or older and regularly support charitable organizations, a Qualified Charitable Distribution (QCD) may be...
Your Beneficiary Form Decides Who Gets Your NJ Pension In many cases, beneficiary designation forms determine where assets like your New Jersey pension benefits, your retirement accounts or life insurance go. This is regardless of what is written in your will. Here...
Stay NJ part III Stay NJ part III Changes in 2026 https://www.youtube.com/watch?v=7ksWV3ppP4Q Stay NJ part III: This is our third video on this property tax program. Hence the title, Stay NJ part III. In this we cover Roth Conversions, Income Cliff, and Retirement...
