Our Rental Property - Should We Sell? https://www.youtube.com/watch?v=6DueCKqDa_Y Case Study Key Takeaways: - The folks in this case own two homes: their primary residence - The rental property has $125,000 equity and $310,000 value - They make $90,000 gross income...
Controlling Expenses in Retirement https://www.youtube.com/watch?v=Z6eEEQO4lnI Here are some key takeaways: - Expenses are possibly the biggest driver of what your retirement plan will look like. - Big-ticket items like housing costs, outstanding debts, and healthcare...
Should I Work One More Year, or Retire https://www.youtube.com/watch?v=AYr2OoQ3yI8 Here are some key takeaways: Work one more year - or two - before retirement can have significant financial benefits, including increased 401(k) contributions, market growth, and...
Fed Rate Cut & Election Wrap-Up - Key Takeaways: https://www.youtube.com/watch?v=SigZxC449IM Here are some key takeaways: 1. Markets prefer certainty: The stock market tends to react positively after major events like elections, regardless of the outcome, as it...
Cost of Living Adjustment Social Security for 2025 https://www.youtube.com/watch?v=y-bIEXpjVOs Some key takeaways: 1. COLA Cost Of Living Adjustment Social Security for 2025: The COLA (Cost of Living Adjustment Social Security) in 2025 will be 2.5%. 2. Cumulative...
Mutual Fund Capital Gains in 2024 https://www.youtube.com/watch?v=raJS0NQ_Kcw Here are some key Takeaways: - Capital gains distributions can happen even in years when the market is down, as seen in 2022 - Owning mutual funds in retirement accounts (401k, 457 plan)...
The Required Minimum Distribution - 2024 version https://www.youtube.com/watch?v=7HzdwQQHQAw Here are some key takeaways: - RMDs are calculated based on the account balance on December 31st of the previous year and an IRS life expectancy table. - The RMD amount...
Out Earn Social Security? https://www.youtube.com/watch?v=VF9bZ17rY8k Here are some key takeaways: 1. Social Security benefits increase by 8% per year if delayed until age 70, which is a guaranteed return compared to the potentially higher - but riskier - stock...
Meeting with a Financial Planner: what to expect https://www.youtube.com/watch?v=EOlx393Htu0 Key takeaways: 2025 will have the most people ever turning 65 years old in America, with 4.18 million people reaching that age The average 401k balance at the end of 2023 was...
Does it make sense to move money from savings to the stock market because yields are falling? Interest rates on things like CDs, high-yield savings accounts and money market funds look like they will continue to fall due to the Federal Reserve lowering interest rates....
