Sequence of Returns Impact https://www.youtube.com/watch?v=X9ov0Sgcu7o Regarding the sequence of returns, here are some key takeaways: 1. **Sequence of returns matters in retirement planning,** but it's unpredictable and out of our control. The impact of market...
Super Catch Up Contributions https://www.youtube.com/watch?v=jjGeSxOoemo Here are some key takeaways: 1. Super catch up contributions: Starting in 2025, individuals turning 60 can save an additional $11,250 per year over the normal limit in their workplace...
Our Rental Property - Should We Sell? https://www.youtube.com/watch?v=6DueCKqDa_Y Case Study Key Takeaways: - The folks in this case own two homes: their primary residence - The rental property has $125,000 equity and $310,000 value - They make $90,000 gross income...
Controlling Expenses in Retirement https://www.youtube.com/watch?v=Z6eEEQO4lnI Here are some key takeaways: - Expenses are possibly the biggest driver of what your retirement plan will look like. - Big-ticket items like housing costs, outstanding debts, and healthcare...
Should I Work One More Year, or Retire https://www.youtube.com/watch?v=AYr2OoQ3yI8 Here are some key takeaways: Work one more year - or two - before retirement can have significant financial benefits, including increased 401(k) contributions, market growth, and...
Fed Rate Cut & Election Wrap-Up - Key Takeaways: https://www.youtube.com/watch?v=SigZxC449IM Here are some key takeaways: 1. Markets prefer certainty: The stock market tends to react positively after major events like elections, regardless of the outcome, as it...
Cost of Living Adjustment Social Security for 2025 https://www.youtube.com/watch?v=y-bIEXpjVOs Some key takeaways: 1. COLA Cost Of Living Adjustment Social Security for 2025: The COLA (Cost of Living Adjustment Social Security) in 2025 will be 2.5%. 2. Cumulative...
Mutual Fund Capital Gains in 2024 https://www.youtube.com/watch?v=raJS0NQ_Kcw Here are some key Takeaways: - Capital gains distributions can happen even in years when the market is down, as seen in 2022 - Owning mutual funds in retirement accounts (401k, 457 plan)...
The Required Minimum Distribution - 2024 version https://www.youtube.com/watch?v=7HzdwQQHQAw Here are some key takeaways: - RMDs are calculated based on the account balance on December 31st of the previous year and an IRS life expectancy table. - The RMD amount...
Out Earn Social Security? https://www.youtube.com/watch?v=VF9bZ17rY8k Here are some key takeaways: 1. Social Security benefits increase by 8% per year if delayed until age 70, which is a guaranteed return compared to the potentially higher - but riskier - stock...
