Transfer 529 to Roth IRA? Is this even possible? This is so new, it took over a year for the IRS to translate what this means. While the ink is not even dry (always subject to IRS changes), this could be a useful tool - for some! Key points: Up to $35,000 can be...
Invert - Always Invert! https://www.youtube.com/watch?v=NArRrabL5zU Key points: Invert your thinking: Look backward to identify risks and potential problems in your financial plan. Case study exposes gaps: High earners may lack essentials like life insurance,...
2 Rules About Emergency Funds Are you trying to "maximize" your emergency funds? Why? In this video, we explain why a high-yield savings account is still one of the best places to keep your emergency savings — even as interest rates fluctuate in 2025. Short-term...
The Representative Payee and Social Security Why Social Security Won’t Accept Your Power of Attorney Key take-aways: Use the SSA-4547 form to designate a Representative Payee for Social Security benefits. The Social Security Administration does not recognize...
The Illiquid Millionaire: Retirement Reality in New Jersey How Can You Be Rich - But Still Broke In 2025? https://www.youtube.com/watch?v=87s8JH8ddt8 Takeaways: 1. Significant appreciation in New Jersey property values has created the illiquid millionaire. It's not...
Is the S&P 500 in a bubble? https://www.youtube.com/watch?v=iB_imC0wUYk Key Takeaways: The very same top 8 mega-cap tech stocks dominate both NASDAQ 100 and S&P 500 Market concentration is high - but not unprecedented, or necessarily a bubble Sector leadership...
Optimal Social Security Claiming Strategy Key takeaways from the video: 1. An optimal Social Security Claiming Strategy depends on balancing breakeven analysis, longevity risk, and lifestyle goals. 2. Claiming Social Security at 62 vs 70 has major implications for...
Timing the Market, or time IN the markets? https://www.youtube.com/watch?v=MJbUqYnQTCI Key Takeaways from Timing the Market: 1. Missing just one day off the bottom can reduce returns by nearly 10% 2. Sharp market recoveries are more common than most investors think 3....
You Can Outlive Your Money https://www.youtube.com/watch?v=T8YDKosTzjY Key take-aways: Planning the first few years of retirement might be easy. What will the last five years (or ten years) look like? You CAN outlive your money - the risk is real. Today, retirees may...
Avoid This Costly Retirement Account Mistake https://www.youtube.com/watch?v=shCj_RA6rz4 Key Take-aways from Avoid This Costly Retirement Account Mistake: Pre-tax savings help more when in higher tax brackets. Withdrawing early can cost dearly in penalties and taxes. ...
