Enjoy the Training, Not Just the Race

Enjoy the Training, Not Just the Race

I’m not one for New Year’s resolutions, but I wanted to try a couple new things in 2019.  One new thing I’ve signed up for is a half marathon.  I will be running a 13.1 mile race on April 6th of this year.  I’ve never been one to enjoy running extremely long...
Extinguishing Debt

Extinguishing Debt

Refinancing debt is not extinguishing debt. When folks tell me they “did a wise thing” and refinanced their mortgage, I seem to ask “party-pooper” type questions.  Sorry. Did you take cash out when you refinanced? What did you do with the cash...
What To Be Grateful For

What To Be Grateful For

When I was growing up, every Thanksgiving the teachers in school and relatives at Thanksgiving dinner would ask “what are you thankful for this year?” As a kid, I really didn’t like that question because I never really had a good answer.  I was more interested in the...
Your Dutch Uncle

Your Dutch Uncle

What is a “dutch uncle?” So much of “financial planning” topics swirl around the idea of saving more money or being savvy with investing. But financial planning discussions rarely get near the elephant in the room: debt management. Or rather,...
This Aisle for Cash

This Aisle for Cash

I am reading an excellent book titled “Atomic Habits” by James Clear.  It is about how little habits can either build into a successful day, or drag your day down the drain.  It’s interesting to see how a small change here and there (over longer...