Looking for tips related to financial planning and investment management?
Why Crypto Investors Buy High and Sell Low
In this week’s video Casey examines a study of crypto investors and how they fall victim to buying high and selling low… the opposite of how you want to invest. Cryptocurrencies are a new (unregulated and super risky) area of the market, but, the same old human...
Is Getting a Late Start on Retirement Savings Okay?
In this week’s podcast, Tom, Tim, Brendan and Casey discuss starting to save for retirement later in life. The guys cover what you should prioritize, how to set realistic goals and ultimately how you can squeeze a lifetime of savings into a smaller amount of...
Can I Owe Capital Gains Tax if I Lose Money?
In this week’s video, Casey discusses what to expect from capital gains distributions in 2022. Investors hate two things: losing money and paying taxes. And some mutual fund investors might be facing both this year. Casey speaks to the importance of owning tax...
How Should I Handle Credit Card Debt?
Credit card debt is always a topic of debate in personal finance. This post could be extremely short. How should you hand credit card debt? Easy. If you have a balance, pay it off. Done. But, as with many things in personal finance, the right answer is it depends on...
The Truth About Alternative Investments
In this week's podcast, the guys cover alternative investments and peel back the curtain on these difficult to understand investment products. When the market is volatile, like it has been in 2022, these product sales always skyrocket. And the promise of safety...
2 Reasons Why Investors Don’t Sleep Well At Night
In this week's video Tom talks about how avoiding volatility sounds good in theory, but will likely end up costing investors in the long run. He discusses the increase in alternative investments during volatile years like 2022. And cautions investors about putting...
The Stock Market Looks Forward
In this week's podcast, the guys discuss the most recent examples of the stock market looking ahead of the economy. Tim, Tom, Brendan and Casey discuss how the stock market performs relative to GDP, the unemployment rate and earnings. They also debate whether or not...
Is Investing More or Less Risky After Stocks Go Down?
Investing is so difficult because as stocks go down, the level of risk seems to go up. But is that actually true? In this week's video, Casey shares data that shows how investor's expectations tend to say more about what HAS HAPPENED not WHAT WILL HAPPEN. He then...
Retirement Account Contributions are Increasing in 2023
If you save money into a retirement account, like a 401(k), 457 or 403(b), you will be able to contribute more in 2023. The IRS announced a new contribution limit of $22,500 for these accounts starting next year. That is an increase of $2,000 from the 2022 limit of...
How Are Millionaires Feeling About Retirement?
In this week's podcast, Tom, Tim and Casey discuss the eye-popping results of a survey that asked millionaires how they are feeling about retirement. This leads the guys into a broader conversation about changing market dynamics, like fixed income products...
Why Your Investment Advisor Should Be Transparent
In this week's video, Tom references a survey done by AARP that shows 45% of people would rather go to the dentist than meet with an investment advisor. People deserve complete transparency when working with an investment advisor. When folks don't understand their...
3 Questions for Better Cash Flow Management
All personal finance revolves around being able to manage your cash flow. You have to make more than you spend. Then you have to figure out the "right" things to do with that surplus. The "right" thing for you might be different than the "right" thing for someone...
What to Make of the Latest Inflation Reading
In this week's podcast, Tom, Tim, Brendan and Casey discuss the latest inflation reading and what impact it is having on the stock market. The cost of living adjustment for Social Security was also announced yesterday. The guys break down why this year's...
New Guidance on Required Minimum Distributions
In this week's video, Casey discusses IRS guidance on required minimum distributions for inherited IRA's. He also uses this as a reminder to folks to make sure they do their RMDs before year end. Casey suggests 2 ways for retirees to handle their required minimum...
Claiming Spousal Social Security Benefits
Almost everyone knows they'll receive social security in retirement. But many people don't realize that their spouse may qualify for spousal social security benefits as well! Social security is a big piece of the retirement puzzle. When should you claim? How do you...
Making Sense of the Latest Move in Interest Rates
[skipto time="3:21"]Skip to 3:21 in the player [/skipto] Topic 2 Interest rates have an impact on just about every part of our financial lives. And when they move up as quickly as they have in 2022, it causes some major changes. In this week's podcast, Tom,...
Watch This if You’re Under 50 and Saving For Retirement
In this week's video Tom talks about saving for retirement with a runway of 10+ years. He discusses the dynamics of buying more shares with each dollar you save and how that base works to your benefit on the way back up. We know it's unsettling to see losses in your...
Don’t Expect Investment Returns to Make up for Underfunded Goals
Whether it is pension funds, or individuals saving for retirement, the message remains the same, investment returns cannot make up for a savings shortfall. In this week's podcast, Tom, Tim, Brendan and Casey discuss the near forced liquidation of some pension funds in...
Investing Mistakes Can Happen When You Seek Safety
The biggest risk when investing for retirement isn't stock market volatility. It's being too safe with your long-term money. In this week's video, Tom talks about how mistakes can happens when folks want short-term certainty with their long-term dollars. Tom walks...
The Best Investors Share These Traits
The best investors throughout history have all shared some common traits. You won't be able to implement the exact strategies as Buffett or Graham. But what you can do is implement their behaviors and beliefs into your own personal investing strategy. There is a...