It feels like time and time again the same conversation is had with clients and potential clients.  When it comes to financial planning, it really comes down to that second word: planning!  Sometimes the looks on people’s faces make it seem like we tell them never to spend another dollar again, and that couldn’t be more NOT true!  If you want to take a vacation, take it!  But just be smart about how you pay for it.  Plan ahead, put money away in advance of the trip, and you’ll be good to go.  It’s not rocket science, it’s just being open and honest with yourself about your money.  **End rant**

Here’s what I’ve been reading this morning:

‘The Ups & Downs of Leveraged ETFs’ – Ben Carlson – A Wealth Of Common Sense

‘The Real Value of a Financial Advisor’ – Justin Castelli – The Backcourt Report (Guest Post)

‘The Butcher of Park Avenue’ – Josh Brown – The Reformed Broker

‘How To Hold A Stress-Free Conversation About Money’ – Michael F. Kay – Forbes

‘Against The Gods’ – Of Dollars And Data

ENJOY!

Now Go Talk About It!