Things didn't work out with your spouse, and now you need to figure out how to split your investments during divorce. Casey has got you covered in this week's video. He explains what happens to joint brokerage accounts, cost basis information (which affects taxes),...
Is it better to aggressively pay down debt or just make the minimum payments and save/invest your money instead? This personal finance topic is constantly debated. There's no one size fits all because everyone's situation is different. However, there are some...
How To Lose Money, vol 3 An article in Morningstar recently showed how investors routinely lose money - on their own - by moving their money in and out of funds. This is another example how timing the market does NOT work. It's not very complicated to see this is how...
To many people's surprise, yes, you may owe taxes on your Social Security benefits. How much tax you'll owe depends on how much other income you have. In this week's video, Casey walks through how to determine the taxation of your Social Security. Up to 85% of your...
Schwab TD Ameritrade - Video Episode #349 If you are a client of TD Ameritrade - pay attention! The merger between Charles Schwab and TD Ameritrade (Schwab TD Ameritrade) is nearly complete. Account holders at TD Ameritrade recently received (or will soon receive) a...
If you are still working and receiving Social Security benefits you need to pay attention to how much income you are making because it may reduce your benefit. In this week's video, Casey details what the income limit is, how the benefit reduction is calculated and...
In this week's video, Casey discusses the concern of outliving your retirement savings. This is the BIGGEST worry many retirees have and for good reason. With rising costs and the uncertainty of the market, folks may want to lock in a source of income in the future....
Are Elderly Clients Taking Too Much Risk? According to the Wall Street Journal (and Vanguard), some elderly investors might be taking too much risk with their investments. Is that possible? The Wall Street Journal spells out their exasperation: "America’s Retirees...
Update on the TD Ameritrade-Schwab Merger Here is an update on the TD Ameritrade-Schwab Merger. The acquisition of TD Ameritrade by Schwab, announced in 2019, is to be completed on September 5, 2023. Accounts will migrate from TD Ameritrade TO Schwab over Labor Day...
I spent too much money -- now what? I'm retired and I spent too much money! Now what? Unexpected expenses happen all the time! So, expect them. We can help you prepare for that. We take a lot of time building cash flow projections for our clients and preparing for...
