Some Investors May Beat Their Funds Key take-aways: In some Vanguard Target Date Funds, some investors may beat their funds on their own, from April 2022 to April 2025 The role of dollar-cost averaging and consistent contributions during market downturns helps some...
One Thousand Dollars for Every Newborn Key takeaways: The proposed government-funded one thousand dollars for every newborn account raises concerns about long-term impact, parental control, and financial responsibility. 529 plans may be a more established and flexible...
Worried About Outliving Your Money in Retirement? How to Combat Inflation Key Takeaways: Inflation is a long-term threat to retirement security Retirees need a strategy—not just savings The "bucket strategy" helps manage retirement income Growth investments are still...
Questions To Ask A Financial Advisor Key take-aways from Questions To Ask A Financial Advisor: Not all financial advisors are required to always act in your best interests. Over 40% of Americans mistakenly believe all financial advisors are legally required to do so....
"Are You A Fiduciary?" "Are You A Fiduciary?" - Links Catch all our Mullooly Asset videos here Subscribe to the Mullooly Asset YouTube Channel Watch this episode ("Are You A Fiduciary?") on our YouTube Channel "Are You A Fiduciary?" - Transcript As a fiduciary, we...
Access to Private Equity Here are some key takeaways: 1. Private equity involves ownership of companies not publicly traded on stock exchanges, while private credit refers to non-bank lending to businesses that need funding. 2. BlackRock's CEO Larry Fink suggests...
Should I Convert Everything To a Roth IRA Now? Highlights: 1. The idea of a "100% Roth retirement portfolio" as a "holy grail" lacks nuance; all-or-nothing approaches are rarely optimal for retirement planning. 2. Both pre-tax and Roth accounts have different...
Buffett To Retire as CEO On May 3, 2025, Warren Buffett announced (at the end of the Berkshire Hathaway annual meeting) he would be stepping down as CEO of the organization. Tom, Tim and Brendan spent some time this week discussing some topics of note about Buffett...
April Market Mayhem: Stay or Go? Takeaways: - If day-to-day market swings are rattling you, making you rethink retirement, or considering going back to work, you simply have too much money in the stock market. - Proper allocation of "money at risk" versus "money not...
State Income Taxes - should we move? Thinking about moving to lower your state income taxes, or eliminate them? Do the math before you start packing. Take-aways: 1. State income taxes should NOT be the primary decision-making point when considering moving in...
