Looking for tips related to financial planning and investment management?
College Planning: A Back to School Reminder
Ahh back to school season. It’s that time of year where parents and children tense up, or get excited, to head back to school. College planning usually has the most nerves associated with it, especially if it's the first year. It’s only natural for parents, and...
Beware of High Bond Yields
Do some bond yields seem too good to be true? Well, that's probably because they are. In this week's podcast, the guys discuss how "inflation protected" bonds are able to advertise yields that aren't necessarily real. Which leads them to discuss other inflation...
Don’t Get Caught Chasing Yield
"I need to earn some yield. I have this money sitting in the bank earning nothing. Is there anyway we can put it in something and earn a safe 3-5%?" We get this question ALL. THE. TIME. Are dividend stocks the way to go? What about preferred stocks? Or maybe MLPs?...
Value vs. Growth Investing: What’s the Difference?
At different periods of time, the stock market favors different investing “trends”. These differing areas of the market rotate into and out of favor. One month growth stocks are hot. The next, it’s international. The next, it’s small cap stocks. The next, it’s value...
Investing Best Practices: Robinhood Edition
Robinhood, the online investing and trading platform, had their IPO (initial public offering) yesterday. In this week's podcast, the guys discuss the staggering numbers Robinhood had to disclose in order to file for the IPO. Some of these numbers are seriously out of...
Are You Using Target Date Funds Correctly in Your 401(k)?
In this week's video, Tom discusses a common mishap we see all the time involving target date funds. When you allocate your 401(k) or retirement account to a target date fund, AND other funds, it could really throw off the amount of risk you're taking. Be sure to tune...
What’s Been Going on in the Stock Market?
The stock market has seen some volatile moves in both directions over the last week. In this week's video we wanted to put these moves in perspective and remind folks that, as long as you are taking the appropriate amount of risk, this is okay! And should be expected....
The Child Tax Credit 2021: What Changes Can Families Expect This Year?
The 2021 advanced payments of the Child Tax Credit are due to start hitting bank accounts this month and carry on through the end of the year. In March 2021, a year after the onset of COVID-19 in America, the $1.9 trillion American Rescue Plan was passed. In addition...
What to Do When Your Bank Cancels Your Line of Credit
It's said that credit rules the world. A line of credit can be a useful piece of your financial plan. But, it can be taken away at any time for no reason at all. So don't let credit rule your personal finances. In this week's episode, the guys discuss Wells Fargo...
The $5 Billion Roth IRA
In this week's video, Casey breakdowns the recent ProPublica article that drew attention to some ultra-wealthy investor's massive Roth IRAs. The Roth IRA was designed to help average Americans save more money for retirement. So it's no wonder there has been quite the...
Financial Calculators: What You Don’t See
In this week's podcast, Tom and Casey pull back the curtain and examine how financial calculators arrive at their results. Financial calculators, also known as retirement calculators, take a snapshot of where you are now and project it out into the future. Not taking...
Stock Market Undercurrents: Why We Have a Rules Based Approach
Things are always happening under the surface of the stock market, even with the major indices continuing to march higher. In this week's video, Casey breakdowns a recent Wall Street Journal article that discusses how stocks, broadly speaking, have been pretty quiet...
Mid-Year Financial Check Up: 6 Areas to Review
Summer at the Jersey Shore is finally in full swing, meaning we’re already about halfway through 2021. It might not be top of mind, but the halfway point of the year provides a great opportunity to review your financial situation. After a year like no other, we’re all...
Our Thoughts on Cryptocurrencies for Retirement
In this week's podcast, Tom and Casey offer their thoughts on investing in cryptocurrencies in a retirement account. There are still some regulatory hurdles cryptocurrencies, like Bitcoin, need to clear before it becomes mainstream. But it is definitely a topic of...
Should More Investing Access Mean More Trading?
With the CBOE set to expand their trading hours, there has never been more investing access for the everyday investor. But does more access to financial markets mean you should be trading your account more? Casey breaks it down in this week's video. Should More...
Wealth Planning: How to Create Generational Wealth
Wealth planning is common for people who want to leave money behind for their children and family members after death. After spending years working to earn a living, people are proud to leave behind a legacy and help their future generations to be better off....
Why Does Money Stress Everyone Out?
Whether it's greed and fear, or stress and envy, it's important to realize how emotionally tied up most of us are in our money. From a pit in your stomach when the market drops, to the excitement you feel when your paycheck hits your bank account. Money, and...
Financial Planning: CPA’s Telling New Jersey Residents to Leave the State?
Financial planning and tax planning are tied at the hip. And New Jersey does have relatively high tax rates compared to other states. But does that mean you should consider moving out of state? In this week's video, Tom covers a recent survey from the New Jersey...
5 Key Investing Traits
Long-term investing is more about understanding human nature than it is about complex spreadsheets. When you look back through history at some of the greatest investors, there are a few commonalities that stand out. Whether it’s Warren Buffett, Benjamin Graham, or...
Our Financial Planning Process
In this week's episode, Tom and Casey walk through exactly what the financial planning process is like for new clients. From the initial "Fit Meeting" to our first series of check-in calls, the guys cover it all in this one. They highlight typical questions we get...
