Financial video library

  Super Catch Up Contributions https://www.youtube.com/watch?v=jjGeSxOoemo Here are some key takeaways: 1. Super catch up contributions: Starting in 2025, individuals turning 60 can save an additional $11,250 per year over the normal limit in their workplace...

Our Rental Property - Should We Sell? https://www.youtube.com/watch?v=6DueCKqDa_Y Case Study Key Takeaways: - The folks in this case own two homes: their primary residence - The rental property has $125,000 equity and $310,000 value - They make $90,000 gross income...

Controlling Expenses in Retirement https://www.youtube.com/watch?v=Z6eEEQO4lnI Here are some key takeaways: - Expenses are possibly the biggest driver of what your retirement plan will look like. - Big-ticket items like housing costs, outstanding debts, and healthcare...

Should I Work One More Year, or Retire https://www.youtube.com/watch?v=AYr2OoQ3yI8 Here are some key takeaways: Work one more year - or two - before retirement can have significant financial benefits, including increased 401(k) contributions, market growth, and...

Fed Rate Cut & Election Wrap-Up - Key Takeaways: https://www.youtube.com/watch?v=SigZxC449IM Here are some key takeaways: 1. Markets prefer certainty: The stock market tends to react positively after major events like elections, regardless of the outcome, as it...

Cost of Living Adjustment Social Security for 2025 https://www.youtube.com/watch?v=y-bIEXpjVOs Some key takeaways: 1.  COLA Cost Of Living Adjustment Social Security for 2025: The COLA (Cost of Living Adjustment Social Security) in 2025 will be 2.5%. 2.  Cumulative...

Mutual Fund Capital Gains in 2024 https://www.youtube.com/watch?v=raJS0NQ_Kcw Here are some key Takeaways: - Capital gains distributions can happen even in years when the market is down, as seen in 2022 - Owning mutual funds in retirement accounts (401k, 457 plan)...

The Required Minimum Distribution - 2024 version https://www.youtube.com/watch?v=7HzdwQQHQAw Here are some key takeaways: - RMDs are calculated based on the account balance on December 31st of the previous year and an IRS life expectancy table. - The RMD amount...

Out Earn Social Security? https://www.youtube.com/watch?v=VF9bZ17rY8k Here are some key takeaways: 1.  Social Security benefits increase by 8% per year if delayed until age 70, which is a guaranteed return compared to the potentially higher - but riskier - stock...

Meeting with a Financial Planner: what to expect https://www.youtube.com/watch?v=EOlx393Htu0 Key takeaways: 2025 will have the most people ever turning 65 years old in America, with 4.18 million people reaching that age The average 401k balance at the end of 2023 was...

Does it make sense to move money from savings to the stock market because yields are falling? Interest rates on things like CDs, high-yield savings accounts and money market funds look like they will continue to fall due to the Federal Reserve lowering interest rates....

The Next ETF In this episode of Mullooly Asset video and podcast, Casey & Tom discuss an article by Jason Zweig that questions the expansion of exchange-traded funds (ETFs), and ponder the question, "What will be the next ETF?". They explain what ETFs are, how...

Cutting Rates, the Yield Curve, and Social Security In this episode of the Mullooly Asset Video and Podcast, the team experiments using Squadcast to record their session. The discussion centers on the upcoming Federal Reserve meeting and the potential interest rate...

The 401k is a great way to save money for your retirement. The tax advantages and ease of payroll deductions make it a no brainer. But what happens if you want to retire early? Or you want to remain under certain income thresholds in retirement? Should you put all...

2 Tips for Long-Term Investors We've all heard about how long-term investors can expect to earn 5, 6, 7, 8% per year. But why do a lot investors not actually earn those returns? In this week's video, Casey talks about a study from Morningstar that has repeatedly shown...

New Jersey Exit Tax - Video #385 Here are the key takeaways: https://www.youtube.com/watch?v=KjXCJPte8E4 - The New Jersey exit tax is not actually a tax for many people, but rather an estimated tax payment - It was introduced in 2004 by Governor Jim McGreevey to...

IRA: Need a Default Investment Option? Key takeaways: https://www.youtube.com/watch?v=UcdgIEXuXfs - Workplace plans like 401ks have the advantage of automatic paycheck deductions and investments, which facilitates dollar cost averaging - 28% of IRA rollovers stayed in...

According to a recent BlackRock survey, 99% of people think that having guaranteed income in retirement would help them financially. And we agree! Knowing that you have a guaranteed income source for life can be a huge benefit to retirees. But folks should know what...

The biggest fear retirees have is outliving their money. Overspending in retirement is one of the main reasons why this could happen. You might not know how much to pull from savings to make up your lost income. You might not know how long your savings will last. You...

A lot of retirees worry about outliving their money. And rightfully so! But that can also lead to underspending in retirement. Or, not spending as much as you can afford to. You spent your whole life working and saving money. Now it's time to retire, and you have to...