Financial video library

Investor Behavior Impacts Returns Here are some key takeaways from "Investor Behavior Impacts Returns" - Investor behavior (panicking, selling quickly, over-trading, etc.) tend to lead to poor returns, especially from from volatile funds - Frequent trading and...

Monte Carlo Simulation https://www.youtube.com/watch?v=uynPO0PU_7Y Here are some key takeaways: 1. Monte Carlo simulation explained: It's a retirement planning tool that runs thousands of scenarios using inputs like withdrawal needs, investment returns, and inflation...

Longevity in Retirement: What To Expect https://www.youtube.com/watch?v=4zVseLxY0LA Here are some Key Takeaways: For a married couple aged 65 today, there's a 92% chance of at least one spouse living until age 85 if both are non-smokers. This emphasizes the need to...

401k Loans Are Bad? https://www.youtube.com/watch?v=Sv0nIVcWDlk Here are some key takeaways: - Taking 401k loans can significantly impact retirement savings due to missed opportunity costs, potentially reducing the final balance by hundreds of thousands of dollars. -...

It's OK to Spend Money in Retirement https://www.youtube.com/watch?v=w74wkhs9UDw Here are some key takeaways: - Even wealthy retirees fear outliving their money, struggling to transition to spend money in retirement - It's important to do personalized financial...

Price Targets for 2025 https://www.youtube.com/watch?v=Z3nnLusk-PM Here are some key takeaways: - The S&P 500 finished 2024 at 5881, up 25%, significantly outperforming analysts' price targets - These price targets are often viewed as not very useful, as they tend...

Crystal Ball Challenge https://www.youtube.com/watch?v=I9kLMG8WQh0 Here are some key takeaways: - Even with advance knowledge of news headlines, predicting market movements is extremely difficult. In a study where participants were given Wall Street Journal headlines...

Sequence of Returns Impact https://www.youtube.com/watch?v=X9ov0Sgcu7o Regarding the sequence of returns, here are some key takeaways: 1. **Sequence of returns matters in retirement planning,** but it's unpredictable and out of our control. The impact of market...

  Super Catch Up Contributions https://www.youtube.com/watch?v=jjGeSxOoemo Here are some key takeaways: 1. Super catch up contributions: Starting in 2025, individuals turning 60 can save an additional $11,250 per year over the normal limit in their workplace...

Our Rental Property - Should We Sell? https://www.youtube.com/watch?v=6DueCKqDa_Y Case Study Key Takeaways: - The folks in this case own two homes: their primary residence - The rental property has $125,000 equity and $310,000 value - They make $90,000 gross income...

Controlling Expenses in Retirement https://www.youtube.com/watch?v=Z6eEEQO4lnI Here are some key takeaways: - Expenses are possibly the biggest driver of what your retirement plan will look like. - Big-ticket items like housing costs, outstanding debts, and healthcare...

Should I Work One More Year, or Retire https://www.youtube.com/watch?v=AYr2OoQ3yI8 Here are some key takeaways: Work one more year - or two - before retirement can have significant financial benefits, including increased 401(k) contributions, market growth, and...

Fed Rate Cut & Election Wrap-Up - Key Takeaways: https://www.youtube.com/watch?v=SigZxC449IM Here are some key takeaways: 1. Markets prefer certainty: The stock market tends to react positively after major events like elections, regardless of the outcome, as it...

Cost of Living Adjustment Social Security for 2025 https://www.youtube.com/watch?v=y-bIEXpjVOs Some key takeaways: 1.  COLA Cost Of Living Adjustment Social Security for 2025: The COLA (Cost of Living Adjustment Social Security) in 2025 will be 2.5%. 2.  Cumulative...

Mutual Fund Capital Gains in 2024 https://www.youtube.com/watch?v=raJS0NQ_Kcw Here are some key Takeaways: - Capital gains distributions can happen even in years when the market is down, as seen in 2022 - Owning mutual funds in retirement accounts (401k, 457 plan)...

The Required Minimum Distribution - 2024 version https://www.youtube.com/watch?v=7HzdwQQHQAw Here are some key takeaways: - RMDs are calculated based on the account balance on December 31st of the previous year and an IRS life expectancy table. - The RMD amount...

Out Earn Social Security? https://www.youtube.com/watch?v=VF9bZ17rY8k Here are some key takeaways: 1.  Social Security benefits increase by 8% per year if delayed until age 70, which is a guaranteed return compared to the potentially higher - but riskier - stock...

Meeting with a Financial Planner: what to expect https://www.youtube.com/watch?v=EOlx393Htu0 Key takeaways: 2025 will have the most people ever turning 65 years old in America, with 4.18 million people reaching that age The average 401k balance at the end of 2023 was...

Does it make sense to move money from savings to the stock market because yields are falling? Interest rates on things like CDs, high-yield savings accounts and money market funds look like they will continue to fall due to the Federal Reserve lowering interest rates....

The Next ETF In this episode of Mullooly Asset video and podcast, Casey & Tom discuss an article by Jason Zweig that questions the expansion of exchange-traded funds (ETFs), and ponder the question, "What will be the next ETF?". They explain what ETFs are, how...