Financial video library

Preparing For Retirement - What Most People Forget About Retirement https://www.youtube.com/watch?v=-O16lCBP0c4 Takeaways: Retirement success depends on more than just the math.  Your physical and mental well-being matter. Nearly 30% of adults over 70 struggle with...

Peace of Mind - working with an advisor: Vanguard https://www.youtube.com/watch?v=pTST5kWh4ZA Key Takeaways from the "Peace of Mind" video: Vanguard: 88% of advised investors working with an advisor feel more peace of mind vs. do-it-yourself. Working with a financial...

Modified Adjusted Gross Income Key Takeaways: Modified Adjusted Gross Income determines Medicare premiums (IRMAA). MAGI (Modified Adjusted Gross Income) isn’t a line on your tax return. If you exceed the IRMAA threshold by $1, you'll pay higher premiums. Medicare uses...

One Big Beautiful Bill Key Takeaways: 1. SALT Deduction Increase: From $10,000 to $40,000 (indexed for inflation through 2029) — but phased out at certain income levels. 2. Tax Brackets from the 2017 Tax Cuts and Jobs Act are now permanent for individuals and...

How Much Should I Contribute To My 401k Here are some of the key take-aways from the video "How Much Should I Contribute To My 401k?" - 61% of retirement plans feature automatic enrollment - Two-thirds of those plans automatically increase 401(k) deferrals - Those...

Some Investors May Beat Their Funds Key take-aways: In some Vanguard Target Date Funds, some investors may beat their funds on their own, from April 2022 to April 2025 The role of dollar-cost averaging and consistent contributions during market downturns helps some...

One Thousand Dollars for Every Newborn Key takeaways: The proposed government-funded one thousand dollars for every newborn account raises concerns about long-term impact, parental control, and financial responsibility. 529 plans may be a more established and flexible...

Worried About Outliving Your Money in Retirement? How to Combat Inflation https://www.youtube.com/watch?v=EhlGIbLUHek Key Takeaways: Inflation is a long-term threat to retirement security Retirees need a strategy—not just savings The "bucket strategy" helps manage...

Questions To Ask A Financial Advisor Key take-aways from Questions To Ask A Financial Advisor: Not all financial advisors are required to always act in your best interests. Over 40% of Americans mistakenly believe all financial advisors are legally required to do so....

"Are You A Fiduciary?" https://www.youtube.com/watch?v=QQ077zybZfc "Are You A Fiduciary?" - Links Catch all our Mullooly Asset videos here Subscribe to the Mullooly Asset YouTube Channel Watch this episode ("Are You A Fiduciary?") on our YouTube Channel "Are You A...

Access to Private Equity https://www.youtube.com/watch?v=ncOsplY1KkM Here are some key takeaways: 1. Private equity involves ownership of companies not publicly traded on stock exchanges, while private credit refers to non-bank lending to businesses that need funding....

Should I Convert Everything To a Roth IRA Now? Highlights: 1. The idea of a "100% Roth retirement portfolio" as a "holy grail" lacks nuance; all-or-nothing approaches are rarely optimal for retirement planning. 2. Both pre-tax and Roth accounts have different...

Buffett To Retire as CEO On May 3, 2025, Warren Buffett announced (at the end of the Berkshire Hathaway annual meeting) he would be stepping down as CEO of the organization.  Tom, Tim and Brendan spent some time this week discussing some topics of note about Buffett...

April Market Mayhem: Stay or Go? https://www.youtube.com/watch?v=KtuyEBugBQo Takeaways: - If day-to-day market swings are rattling you, making you rethink retirement, or considering going back to work, you simply have too much money in the stock market. - Proper...

State Income Taxes - should we move? Thinking about moving to lower your state income taxes, or eliminate them? Do the math before you start packing. https://www.youtube.com/watch?v=mD_bzoQNqY4 Take-aways: 1. State income taxes should NOT be the primary...

4 Tax Terms For Retirees https://www.youtube.com/watch?v=70RJ8MvqqJ4 Key Takeaways from Tax Terms for Retirees 1. There are four important tax terms for retirees to understand: gross income, modified adjusted gross income (MAGI), taxable income, and total tax due. 2....

Key Takeaways from 2 Myths About Social Security: - No concrete changes have been made to Social Security yet. It's not prudent to alter claiming strategies based on speculation about potential future cuts. - The decision to claim Social Security is a "one-way door."...

Are Safer Investments Worth The Risk Right Now? https://www.youtube.com/watch?v=BgrIzXFeFjo Key Take-aways: 1. Real yield (inflation-adjusted yield) is your yield minus the inflation rate, which historically averages between 1% and 2% for risk-free assets 2. The...

Stress-Test Your Plan https://www.youtube.com/watch?v=5MUzpaLMhUA Key Take-aways: - Stress-test your plan is a good way to see if you can ride through rough markets - "Capital Market" outlooks from firms like Vanguard are NOT market timing tools. But they're often...

The New Rainy Day Fund: Your 401k https://www.youtube.com/watch?v=GW7KaA04URQ Key Take-aways: 4.8% of 401k account holders took hardship withdrawals in 2024, up from 3.6% in 2023 and pre-pandemic average of about 2% Auto-enrollment in 401k plans has increased, which...