Financial video library

Worried About Outliving Your Money in Retirement? How to Combat Inflation Key Takeaways: Inflation is a long-term threat to retirement security Retirees need a strategy—not just savings The "bucket strategy" helps manage retirement income Growth investments are still...

Questions To Ask A Financial Advisor Key take-aways from Questions To Ask A Financial Advisor: Not all financial advisors are required to always act in your best interests. Over 40% of Americans mistakenly believe all financial advisors are legally required to do so....

"Are You A Fiduciary?" "Are You A Fiduciary?" - Links Catch all our Mullooly Asset videos here Subscribe to the Mullooly Asset YouTube Channel Watch this episode ("Are You A Fiduciary?") on our YouTube Channel "Are You A Fiduciary?" - Transcript As a fiduciary, we...

Access to Private Equity Here are some key takeaways: 1. Private equity involves ownership of companies not publicly traded on stock exchanges, while private credit refers to non-bank lending to businesses that need funding. 2. BlackRock's CEO Larry Fink suggests...

Should I Convert Everything To a Roth IRA Now? Highlights: 1. The idea of a "100% Roth retirement portfolio" as a "holy grail" lacks nuance; all-or-nothing approaches are rarely optimal for retirement planning. 2. Both pre-tax and Roth accounts have different...

Buffett To Retire as CEO On May 3, 2025, Warren Buffett announced (at the end of the Berkshire Hathaway annual meeting) he would be stepping down as CEO of the organization.  Tom, Tim and Brendan spent some time this week discussing some topics of note about Buffett...

April Market Mayhem: Stay or Go? Takeaways: - If day-to-day market swings are rattling you, making you rethink retirement, or considering going back to work, you simply have too much money in the stock market. - Proper allocation of "money at risk" versus "money not...

State Income Taxes - should we move? Thinking about moving to lower your state income taxes, or eliminate them? Do the math before you start packing.  Take-aways: 1. State income taxes should NOT be the primary decision-making point when considering moving in...

4 Tax Terms For Retirees Key Takeaways from Tax Terms for Retirees 1. There are four important tax terms for retirees to understand: gross income, modified adjusted gross income (MAGI), taxable income, and total tax due. 2. Gross income is the top number on a tax...

Key Takeaways from 2 Myths About Social Security: - No concrete changes have been made to Social Security yet. It's not prudent to alter claiming strategies based on speculation about potential future cuts. - The decision to claim Social Security is a "one-way door."...

Are Safer Investments Worth The Risk Right Now? Key Take-aways: 1. Real yield (inflation-adjusted yield) is your yield minus the inflation rate, which historically averages between 1% and 2% for risk-free assets 2. The S&P 500 from 1928 to 2023 averaged 9.8% per...

Stress-Test Your Plan Key Take-aways: - Stress-test your plan is a good way to see if you can ride through rough markets - "Capital Market" outlooks from firms like Vanguard are NOT market timing tools. But they're often misinterpreted as such - These outlooks can...

The New Rainy Day Fund: Your 401k Key Take-aways: 4.8% of 401k account holders took hardship withdrawals in 2024, up from 3.6% in 2023 and pre-pandemic average of about 2% Auto-enrollment in 401k plans has increased, which may contribute to the rise in withdrawals as...

Investor Behavior Impacts Returns Here are some key takeaways from "Investor Behavior Impacts Returns" - Investor behavior (panicking, selling quickly, over-trading, etc.) tend to lead to poor returns, especially from from volatile funds - Frequent trading and...

Monte Carlo Simulation Here are some key takeaways: 1. Monte Carlo simulation explained: It's a retirement planning tool that runs thousands of scenarios using inputs like withdrawal needs, investment returns, and inflation rates to assess retirement viability and...

Longevity in Retirement: What To Expect Here are some Key Takeaways: For a married couple aged 65 today, there's a 92% chance of at least one spouse living until age 85 if both are non-smokers. This emphasizes the need to plan for a potentially long retirement....

401k Loans Are Bad? https://www.youtube.com/watch?v=Sv0nIVcWDlk Here are some key takeaways: - Taking 401k loans can significantly impact retirement savings due to missed opportunity costs, potentially reducing the final balance by hundreds of thousands of dollars. -...

It's OK to Spend Money in Retirement Here are some key takeaways: - Even wealthy retirees fear outliving their money, struggling to transition to spend money in retirement - It's important to do personalized financial analysis to determine how much "slack" is in your...

Price Targets for 2025 Here are some key takeaways: - The S&P 500 finished 2024 at 5881, up 25%, significantly outperforming analysts' price targets - These price targets are often viewed as not very useful, as they tend to cluster around historical averages -...

Crystal Ball Challenge Here are some key takeaways: - Even with advance knowledge of news headlines, predicting market movements is extremely difficult. In a study where participants were given Wall Street Journal headlines a day in advance, about half lost money and...