Financial video library

5 New Jersey Retirement Tax Facts To Know 5 New Jersey Retirement Tax Facts To Know (and how NJ compares to PA, NY & DE) Understanding state income taxes is a critical part of retirement planning—especially in a high-tax environment like New Jersey. In this video,...

Could You Owe Taxes When Selling Your Primary Residence? The Primary Residence Home Sale Capital Gains Exclusion Hasn’t Changed Since 1997. Here’s Why That Matters...... We explain how the Section 121 home-sale capital gains exclusion, set in 1997 at $250,000 for...

Morningstar Update: The 4% Rule May Need Tweaking? Referencing annual research from Morningstar, Casey discusses how much retirees can sustainably withdraw from their investments each year. Morningstar cites a "safe starting withdrawal rate" as 3.9% for 2026. This...

The Stay NJ Program - part II - video 3 Changes to the Stay NJ Program The just proposed Fiscal Year 2027 budget presented by Governor Sherrill, contains several significant adjustments to the state’s property tax relief landscape, including changes to the ANCHOR...

Surprising Trends Beneath the S&P 500 So Far in 2026 While the S&P 500 index appeared relatively flat through the end of February 2026, we've seen some noticeable stock market volatility. In this video, Casey looks beneath the surface of the market to examine...

Social Security Earnings Test: 3 Sources Affecting Benefits If you’re considering claiming Social Security early, understanding the Social Security earnings test is critical. In this video, we discuss the social security earnings test, who it applies to, and what...

How Pension and Social Security Decisions Shape Retirement Guaranteed income sources can provide the foundation of any sound retirement income plan. Pension and Social Security decisions can create an income floor. But both (pension and social security decisions) are...

Should I Claim Social Security Early? When it comes to filing and when to claim Social Security, timing matters. In this video, we break down the facts around full retirement age, early Social Security benefits, and the long-term impact of claiming at 62 versus...

Should Executors Pay Estate Bills Right Away - or Wait? We highlight a critical, but often misunderstood aspect of estate administration: The risks of executors or administrators rushing to pay bills or distribute assets after a loved one passes away. Drawing on...

3 Ways IRMAA Can Impact Your Medicare Costs Medicare IRMAA surcharges can materially change retirement cash flow — often unintentionally. This video walks through how modified adjusted gross income (MAGI) drives Medicare Part B and Part D premiums, why more retirees...

5 Things About The Stay NJ Program New Jersey has introduced the Stay NJ program, a new property tax credit aimed at encouraging seniors to remain in the state during retirement. Effective in 2026, Stay NJ works alongside the existing ANCHOR and Senior Freeze programs...

Health Savings Accounts: 5 Things Worth Understanding Takeaways: HSAs offer pre-tax contributions, tax-free growth, and tax-free withdrawals for medical expenses Contribution limits in 2026 allow families 55+ to approach nearly $10,000 per year Paying medical costs...

1929 vs Today: What’s Changed Takeaways: The 1929 market lacked basic protections like the FDIC, SEC, and unemployment insurance The Federal Reserve now acts as a lender of last resort to stabilize the system Circuit breakers and margin rules might reduce the risk of...

Section 457 Deferred Compensation Plan Key Takeaways - A section 457 deferred compensation plan may allow penalty-free withdrawals before age 59½ - Early IRA or 401(k) withdrawals (prior to age 59 1/2) usually trigger a 10% tax penalty - A large section 457 deferred...

5 Reasons Why Hiring Two Advisors Might Backfire Some investors believe hiring two advisors and “letting them compete” is a smart way to maximize returns from investment advisors. In practice, it often does the opposite.  This video explains why hiring two advisors...

Homeowners Insurance Disaster Takeaways • Home values often rise faster than policy updates, creating hidden coverage gaps. • Guaranteed replacement cost (or 100% replacement cost) should be reviewed with your insurance professional. • Most homeowners cannot cover a...

Mortgage Math: Why You Pay So Much in Interest Up Front Mortgage Math: Why You Pay So Much Interest Up Front. Why does mortgage math feel so expensive? Why does it take so long to build equity? In this video, we break down mortgage math, amortization, and the real...

$1 Trillion in Credit Card Debt. Is the US Consumer OK? Is the US Consumer OK?   Five key points: 1. Large-bank consumer credit card balances are approaching $1 trillion, but delinquency rates remain within long-term historical ranges. 2. Minimum-payment behavior has...

Transfer 529 to Roth IRA? Is this even possible?  This is so new, it took over a year for the IRS to translate what this means. While the ink is not even dry (always subject to IRS changes), this could be a useful tool - for some! Key points: Up to $35,000 can be...

Invert - Always Invert! Key points: Invert your thinking: Look backward to identify risks and potential problems in your financial plan. Case study exposes gaps: High earners may lack essentials like life insurance, disability coverage, emergency funds. Avoid big...