We are sure you have all heard about the ongoing fiasco involving Hillary Clinton. Fred Wilson from AVC posted a helpful article surrounding an important message to gain from Clinton. Too many people in our society today take email for granted. They treat it as if they are private messages between two people, and they are… [Read More] Emails Are NOT Private Messages
Uncertainty can be really scary. Scary enough to discourage action of any kind. Think about it: when you have a big project to get done, like remodeling your kitchen, that feeling of “Where do I start?”, begins to creep in. What happens next? Unless you take some initiative and find out a good way to… [Read More] Don’t Let Uncertainty Intimidate You
https://media.blubrry.com/invest/p/content.blubrry.com/invest/Saving_or_Investing_February_2015_Podcast.mp3Subscribe: Android | RSS “I’m saving for a down payment on a home.” “I’m saving for my child’s college education.” “I’m saving for retirement.” These are three very different goals, yet all have been deemed “saving”. Not to get picky, but there’s a big difference between saving and investing. It’s important to clarify which one you’re… [Read More] Are You Saving or Investing?
Many financial planners commonly refer to something called the “four percent rule”. It’s frequently used by near-retirees looking to determine their savings withdrawal rate. It’s supposed to be a simple answer to the common retiree fear: running out of money. David Mendels of Creative Financial Concepts explains the four percent rule’s roots stating: “Back in 1994 a… [Read More] Dissecting the Four Percent Rule
The beginning of a new year presents an optimal time to set goals for yourself. Last week, Tom discussed financial New Year’s resolutions on the weekly video. I recently read an excellent post from Kris Venne of Ritholtz Wealth Management regarding knowing your monthly number that I thought went well with that video’s message. In… [Read More] The Importance of Knowing Your Monthly Number
Zero Percent Financing Deals On this week’s Mullooly Asset Management video, I cover a basic financial planning topic related to credit. In the midst of the holiday season, all of us at Mullooly Asset thought it would be timely to discuss zero percent financing deals. A lot of big-ticket items like furniture, appliances, and TV’s… [Read More] Zero Percent Financing Deals: Too Good to Be True?