How We Serve

Fee-Only Investment Management and Financial Planning

How We Serve

Fee-Only Investment Management and Financial Planning

Our Approach to Money Management

You should have complete confidence that your financial advisor has your back every step of the way. What does that mean? It means they have a genuine concern for you and your loved ones. It means being honest and communicating clearly. And it means building a flexible financial roadmap, that supports you now and in the future.

Personal

As fiduciaries, we are legally obligated and personally committed to caring for you
and your family.

Trustworthy

You deserve a partner who answers all your questions and clarifies difficult concepts before you invest.

Effective

 Your financial plan should be personalized, comprehensive, and help drive focus in all areas of your financial life.

Why Fee-Only?

How Most Money Managers Are Paid

Most members of the investment-advice community receive compensation when they sell you something.

Why is it important to know this? Because the way they guide clients determines how they’re paid.

To get financial advice from someone who always has your best interest in mind, search for fee-only investment advisers.

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They get no 3rd party commissions or kickbacks. They’re only paid by their clients. And as fiduciaries, they are obligated to put your interests ahead of their own. That’s good for you.

We believe you shouldn’t have to question whether your advisor has your back. You should be certain they do. Learning how your advisor is compensated can tell you a lot. You’ll be glad you asked.

How We Get Paid:

Investing is confusing enough; fee schedules shouldn’t make it worse.

As fee-only investment advisors, we have a simple compensation structure. There are no confusing calculations or hidden fees, just one annual fee based on your total assets under management. Payments are billed quarterly and based on the total value of your assets under management on the final day of the prior quarter.

How to Calculate Your Fee

Let’s say you have $1,500,000 in assets under management today. We take the value of your assets ($1,500,000) and apply it to the fee schedule above to get an annual fee of 0.35%. When we multiply $1,500,000 by 0.35%, your annual rate is $5,250. To calculate your quarterly bill, we divide $5,250 by four (4), which is $1,312.50. Since, asset values can change, we perform this same calculation each quarter.

Investment Management

Being a Patient Investor Now Can Lead to Success Later

The biggest risk investors face is the possibility of outliving their money and not being able to retire the way they want.

We understand that many people have this fear; that’s why we focus on helping clients stay patient over the short-term so that they can experience long-term investment results. 

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“Alone we can do so little, together we can do so much.” – Hellen Keller

Over the years, we have learned one of the best ways to deliver the most meaningful results is with a team investment approach. Instead of one advisor overseeing everything from a corner office, we manage client portfolios as a group.

The team meets every morning to discuss important data, as well as analyze and review investment research. Our approach also ensures each member of the team is apprised of your situation and is prepared to speak with you. We believe this best allows us to monitor our client’s plans and investments on an ongoing basis.

We Eat Our Own Cooking

There’s no such thing as a “perfect portfolio,” instead we help you find an investment portfolio that you can stick with through all market cycles. We believe so strongly in our investment management process that we follow it ourselves. In fact, we own the same investments as many of our clients. Something that many in our industry cannot say for themselves.

Financial Planning

Stay Committed to the Planning Process

Financial planning is a process, not an event.

That means you can’t just do it once and forget about it. Because of that, we focus on helping you craft a sensible financial plan that can be updated as your goals change.

So what is a sound financial plan?

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It’s a strategy that fits each piece of your financial puzzle together in a way that is easy-to-understand, current, and brief.

If it’s too long, confusing, or outdated, then your plan is useless.

Our family has developed a process that fits together each piece of your financial puzzle.

This includes providing guidance in the following areas:

Investment Resource Center

Questions to Ask Your New Advisor

In Ep. 157 of the Mullooly Asset Show Tom shares a handful of very useful questions to ask an advisor when you begin working with them.  Hopefully these questions get answered in the initial meeting or two, but if not - don't be afraid to ask! ?? 'The Most Important...

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How Hurricanes and Markets are Similar

In Ep. 273 of the Mullooly Asset Podcast, Brendan and Tom discuss how hurricanes and markets are alike.  With Hurricane Dorian making its way around the east coast, many folks are making projections and predictions on where, when and how hard it will hit.  Sound...

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How to Find a Good Accountant

In Ep. 156 of the Mullooly Asset Show, Tom tells the viewers how to find a good accountant, and also how to make the MOST out of your current accountant! ? Show Notes 'How to Get Tax Breaks When You Support Your Parents' - MarketWatch How to Find a Good Accountant -...

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