Despite the truisms about not trying to chase the market or time trades based on external events, a momentum-based strategy can provide a way for savvy investors to use short term trends to their advantage. Simply put, a momentum strategy calls for buying stocks that have just started on an upward trajectory and selling off… [Read More] Two Centuries of Momentum | Flirting with Models
Disability insurance is just as important as life insurance, but gets far less attention from most people, even though the average person has a much higher likelihood of becoming disabled during his/her working years than of dying during that same time period. Even people with white collar jobs involving little physical labor can still be… [Read More] Disability Insurance: The Missing Piece in a Financial Plan
To tell a new acquaintance what you do for a living is to open yourself up to the possibility of being judged by the reputation of your industry. That said, it’s not such a good time period to have to tell would-be acquaintances that you work as a fiscal adviser. At the least, your new… [Read More] Kill the Caricature
Some market analyzers are declaring that the current climate of the bond market is that of a bond bear market. However, while a stock bear market, where securities generally take a nose-dive, is not an unheard of situation. It may not be accurate to take the stock term and apply it to bonds, which are… [Read More] What Is a Bond Bear Market Anyways?
Wall Street analysts have been arguing that bonds are slated to rise for a while. Bonds do rise for a number of reasons, with varying results. Bonds can rise due to federal reserve initiatives. However. such initiatives are generally low impact and should not be of great concern to bond investors. Analysts have devised several… [Read More] Rise and Shine: Why Bond Investors Still Shouldn’t Fear Rising Rates
As people gain small annual or periodic increases in their income, it can be easy and tempting to slowly add small luxuries until they consume the entire increase. Getting rid of those luxuries then feels much harder. This kind of lifestyle creep can make it hard to achieve financial goals unless you systematically treat your… [Read More] How to Deal With Lifestyle Creep